RPS Blog

Know your limits for 2016

Posted by Nathan Carlson on Nov 3, 2015 4:21:22 PM

On October 21, 2015 the IRS announced the 2016 limits that affect qualified retirement plans.  As you can see, they are unchanged from 2015.

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Topics: ERISA, Retirement Planning

What Can Organ Donation Rules Teach Us About 401(k) and 403(b) Plans?

Posted by Nathan Carlson on Oct 30, 2015 2:35:22 PM

The percentage of individuals in Europe that donate their organs upon their death varies greatly from one European country to the next.  For example, only twelve percent of the German citizens choose to donate their organs but if one steps across the border and enters Austria, close to one hundred percent (99.98%) donate their organs.  In Denmark only 4.25% donate their organs, but if one leaves Copenhagen and drives across the Oresund Bridge, down the two-mile long undersea Drogden Tunnel and into Sweden, 86% of the population donate their organs.  Why these strange differences amongst very similar demographics?

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Topics: ERISA

Is a Cash Balance Plan the Right Fit for My Company? (Part 2)

Posted by Nathan Carlson on Oct 30, 2015 2:03:58 PM

Now that you know what a Cash Balance Plan is from reading Part 1 Is a Cash Balance Plan Right For My Company? Part 1 of this series, the next step is: What are the reasons for setting up a Cash Balance Plan? 

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Topics: Pension, ERISA, Cash Balance

Is a Cash Balance Plan the Right Fit for My Company? (part 1)

Posted by Nathan Carlson on Oct 30, 2015 2:02:11 PM

Part 1:  What is a Cash Balance Plan?

We are living in a land of increasing corporate and personal tax rates and we have money we are trying to hide (at least temporarily) from the government.  What is a good solution for my company's retirement plan in order to avoid (again, temporarily) taxes, benefit employees and increase retirement savings?  Is it a 401(k) plan, a profit sharing plan, a SIMPLE, or...even more complex, a Cash Balance Plan???

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Topics: ERISA

Welcome to the RPS Blog!

This blog is dedicated to providing relevant, critical and timely information about retirement plans and ERISA changes. We provide information you need to help you stay compliant, up-to-date with the retirement industry, and ways to maximize your plan's design. The retirement planning industry is constantly changing, in this blog we will keep you ahead of the change, and aware of the impact it might have on your business. 

Read this blog if you are a:

  • Financial advisor
  • Plan sponsor
  • Business owner or administrator
  • Service provider
  • Involved in the retirement plan industry
  • Interested in the retirement plan industry

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